APU's International Students
Insurance Plan
Overview of the Two Coverage Options for APU's International Students
Packges for International Students
(Insurance Premium per annum in Ringgit Malaysia)
| PLAN 1 | |
| Maximum limit per disability | RM20,000 |
| Foreign Students Aged ≥ 16 but ≤ 70 | RM548 |
| Deductible amount per GP visit | Outpatient - RM50 Inpatient - RM300 |
Click below to download the lists of Etiqa Family Takaful Berhad (EFTB) Panel Clinics and Hospitals:
- EFTB Panel Clinics
- EFTB Panel Hospitals
| REGULAR PLAN | |
| Maximum limit per disability | RM30,000 |
| Foreign Students Aged ≥ 16 but ≤ 70 | RM574 |
| Deductible amount per GP visit | Waived |
Click below to download the lists of Great Eastern Takaful Berhad (GETB) Panel Clinics and Hospitals:
- GETB Panel Clinics
- GETB Panel Hospitals
Additional Information
- Install Etiqa Smile App (For EFTB) or MiCare Mobile App (for GETB) in your device based on your insurance plan.
- Please attend the scheduled Health Insurance briefing in case of emergency. Students may refer to Visa Counter 4/5/6 for assistance regarding Meducat Insurance.
- Deductible Amount per Visit
The Deductible per Visit is the fixed amount you must pay out-of-pocket each time you visit a doctor, hospital or clinic before your insurance begins covering the remaining eligible cost. This requirement may vary depending on the type of insurance plan you hold and is subject to change at the time of issuance of a new policy.
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Plan 1
Etiqa Family Takaful Berhad (EFTB)
For more information and to download the list of panel clinics at here.
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Regular Plan
Great Eastern Takaful Berhad (GETB)
*List of panels, hospital and clinics as per EMGS Insurance information website. Refer to the attached GETB excel for Great Eastern.